:root{--ink:#eef4ff;--muted:#a8b3c7;--bg:#07101d;--panel:#0d1a2a;--panel2:#12243a;--line:#233a55;--cyan:#37d7ff;--lime:#a7f36b;--gold:#ffd166;--max:1180px;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color-scheme:dark}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:radial-gradient(circle at 80% -10%,#12365b 0,transparent 34rem),var(--bg);color:var(--ink);font-size:16px;line-height:1.65}a{color:inherit}img{max-width:100%}.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;gap:2rem;min-height:72px;padding:0 max(24px,calc((100vw - var(--max))/2));background:rgba(7,16,29,.9);border-bottom:1px solid rgba(255,255,255,.08);backdrop-filter:blur(16px)}.brand{text-decoration:none;font-weight:900;letter-spacing:-.04em;font-size:1.2rem}.brand span{color:var(--cyan)}nav{display:flex;gap:1.4rem;margin-left:auto}nav a,footer a{text-decoration:none;color:var(--muted)}nav a:hover,footer a:hover{color:var(--cyan)}.header-cta,.button{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;text-decoration:none;font-weight:800}.header-cta{padding:.65rem 1rem;background:var(--ink);color:var(--bg)}main{overflow:hidden}.hero{max-width:var(--max);margin:auto;min-height:590px;display:grid;grid-template-columns:1.15fr .85fr;gap:4rem;align-items:center;padding:6rem 24px}.eyebrow,.kicker{color:var(--cyan);font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}.hero h1{max-width:780px;margin:.45rem 0 1.25rem;font-size:clamp(3rem,7vw,6.6rem);line-height:.94;letter-spacing:-.065em}.lead{font-size:1.18rem;max-width:720px;color:#c5d0e0}.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin:2rem 0 1rem}.button{padding:.9rem 1.3rem}.primary{background:var(--cyan);color:#041019}.secondary{border:1px solid var(--line);background:rgba(255,255,255,.04)}.updated{font-size:.84rem;color:var(--muted)}.hero-visual{min-height:430px;border-radius:34px;background:linear-gradient(145deg,rgba(6,13,23,.12),rgba(6,13,23,.82)),url('/assets/hero.jpg') center/cover;display:flex;align-items:end;padding:1.5rem;box-shadow:0 30px 90px rgba(0,0,0,.35);border:1px solid rgba(255,255,255,.13)}.visual-card{width:100%;padding:1.2rem;border:1px solid rgba(255,255,255,.16);border-radius:18px;background:rgba(4,12,22,.8);backdrop-filter:blur(12px)}.visual-card span,.visual-card small{display:block;color:var(--muted)}.visual-card strong{display:block;margin:.35rem 0;font-size:1.15rem}.section{max-width:var(--max);margin:0 auto;padding:5.5rem 24px}.section-head{max-width:760px;margin-bottom:2rem}.section h2{font-size:clamp(1.75rem,3vw,3rem);line-height:1.1;letter-spacing:-.04em}.decision-grid,.provider-grid,.guide-grid,.warning-grid{display:grid;gap:1rem}.decision-grid{grid-template-columns:repeat(3,1fr);max-width:var(--max);margin:0 auto;padding:0 24px 5rem}.decision-grid article,.provider-card,.guide-card,.warning-grid article,.check-panel,.notice,.contact-card{background:linear-gradient(145deg,var(--panel2),var(--panel));border:1px solid var(--line);border-radius:22px;padding:1.5rem}.decision-grid span,.rank{color:var(--lime);font-weight:900}.decision-grid h2,.provider-card h3,.guide-card h3{font-size:1.25rem;letter-spacing:-.02em}.provider-grid{grid-template-columns:repeat(4,1fr)}.provider-card{display:flex;flex-direction:column;min-height:250px}.provider-card p{color:var(--muted);flex:1}.provider-card a,.text-link,.guide-card span{color:var(--cyan);font-weight:800;text-decoration:none}.guide-grid{grid-template-columns:repeat(3,1fr)}.guide-card{text-decoration:none;transition:.2s transform,.2s border-color}.guide-card:hover{transform:translateY(-3px);border-color:var(--cyan)}.guide-card p,.section-head p,.split p,.prose p{color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start}.check-panel h3{margin-top:0}.checks{padding:0;list-style:none}.checks li{padding:.65rem 0;border-bottom:1px solid var(--line)}.checks li:before{content:'✓';color:var(--lime);font-weight:900;margin-right:.65rem}.comparison-table{overflow:auto;border:1px solid var(--line);border-radius:20px}table{width:100%;border-collapse:collapse;background:var(--panel)}th,td{text-align:left;padding:1rem;border-bottom:1px solid var(--line);min-width:180px}th{color:var(--cyan);background:var(--panel2)}.calculator{display:grid;grid-template-columns:1fr .8fr;gap:2rem;background:var(--panel);border:1px solid var(--line);border-radius:28px;margin-top:4rem;margin-bottom:4rem;padding:2rem}.calculator label{display:block;margin:1rem 0;color:var(--muted)}input{display:block;width:100%;margin-top:.35rem;padding:.8rem 1rem;background:#06101c;border:1px solid var(--line);border-radius:10px;color:var(--ink);font:inherit}.result{display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;border-radius:20px;background:linear-gradient(135deg,#0e4d69,#123127)}.result span,.result small{color:#c9e7ee}.result strong{font-size:clamp(3rem,7vw,5rem);line-height:1.1}.steps article{display:grid;grid-template-columns:60px 1fr;gap:1rem;padding:1.5rem 0;border-top:1px solid var(--line)}.steps span{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--cyan);color:var(--bg);font-weight:900}.steps h2{margin-top:.2rem}.warning-grid{grid-template-columns:1fr 1fr}.notice{border-left:4px solid var(--gold)}.notice strong{color:var(--gold)}.number-list{counter-reset:item;list-style:none;padding:0}.number-list li{counter-increment:item;padding:1rem;border-bottom:1px solid var(--line)}.number-list li:before{content:counter(item,decimal-leading-zero);color:var(--cyan);font-weight:900;margin-right:1rem}.prose{max-width:820px}.contact-card{max-width:700px}.contact-card a{color:var(--cyan);font-size:1.3rem;font-weight:800}.disclosure{max-width:var(--max);margin:2rem auto 6rem;padding:1.5rem 24px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:grid;grid-template-columns:auto 1fr auto;gap:1.5rem;align-items:center}.disclosure p{color:var(--muted);margin:0}.disclosure a{color:var(--cyan);font-weight:800;text-decoration:none}footer{max-width:var(--max);margin:auto;padding:4rem 24px;display:grid;grid-template-columns:2fr repeat(3,1fr);gap:2rem;border-top:1px solid var(--line)}footer h2{font-size:.9rem;text-transform:uppercase;color:var(--ink)}footer a{display:block;margin:.55rem 0}footer p{color:var(--muted);max-width:420px}.copyright{grid-column:1/-1;padding-top:2rem;border-top:1px solid var(--line);font-size:.85rem}@media(max-width:900px){nav{display:none}.site-header{padding:0 18px}.header-cta{margin-left:auto}.hero{grid-template-columns:1fr;gap:2rem;padding-top:4rem}.hero-visual{min-height:340px}.provider-grid{grid-template-columns:repeat(2,1fr)}.guide-grid,.decision-grid{grid-template-columns:1fr}.split,.calculator{grid-template-columns:1fr}.disclosure{grid-template-columns:1fr}footer{grid-template-columns:1fr 1fr}.result{min-height:230px}}@media(max-width:560px){.hero{min-height:auto;padding:3rem 18px}.hero h1{font-size:3.15rem}.hero-visual{min-height:290px}.section,.decision-grid{padding-left:18px;padding-right:18px}.provider-grid,.warning-grid{grid-template-columns:1fr}footer{grid-template-columns:1fr}.header-cta{font-size:.82rem}}

.breadcrumbs {
  max-width: var(--max);
  margin: 0 auto;
  padding: 1.15rem 24px 0;
  display: flex;
  gap: .65rem;
  font-size: .86rem;
  color: var(--muted);
}

.breadcrumbs a { color: var(--cyan); text-decoration: none; }
.breadcrumbs + .hero { padding-top: 3.25rem; }

.intent-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.intent-grid article,
.checklist-columns article {
  background: linear-gradient(145deg, var(--panel2), var(--panel));
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 1.5rem;
}

.intent-grid h2,
.checklist-columns h2 { font-size: 1.45rem; }
.intent-grid p { color: var(--muted); }

.checklist-columns {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}

.prose h3 { margin-top: 2rem; font-size: 1.2rem; }

@media (max-width: 900px) {
  .intent-grid,
  .checklist-columns { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
  .breadcrumbs { padding-left: 18px; padding-right: 18px; }
  .breadcrumbs + .hero { padding-top: 2rem; }
}